Your First Home,
Explained Clearly

For new construction, most buyers put down 3–10%. FHA loans require 3.5%. Some builder-preferred lenders offer programs with as little as 3% down for qualified buyers. We connect you with lenders who know the process well.

Yes — and it costs you nothing. The builder pays our commission. Without an agent, you're negotiating against the builder's sales team, whose job is to protect the builder's interests, not yours. We represent you throughout the entire process.

Spec homes already under construction typically close in 30–90 days. Custom builds take 5–9 months. We'll give you a clear picture of where any home stands in the build process before you commit.

Builders regularly offer closing cost assistance ($5,000–$20,000), appliance packages, free upgrades, or rate buydowns. These change frequently and aren't always advertised. We stay current on what each builder is offering across all our markets.

Typically: 1 year on workmanship, 2 years on mechanical systems (plumbing, electrical, HVAC), and 10 years on structural components. We review the specific warranty terms with you before you sign anything.